Rent vs. Own.
The math.

~2 minutes

What's your current monthly rent?

$5,000
per month
$1,500$30,000
Drag to set your monthly rent

At $5,000/month rent, I usually show clients properties around $1M.

The power of leverage

$2.0M purchase • 20% down ($400K)

If you invest in stocks
Your $168K grows at 9%/yr
If you buy real estate
Your $168K controls $840K — grows at 6%/yr
Home appreciation Manhattan 25-year average
6.0%
Stock market return S&P 500 25-year average
9.0%
Mortgage rate For well-qualified borrowers
5.5%
Rent increases NYC market trend
5.0%
+$312,000

Your 5-Year Ownership Advantage

+$312,000

Full analysis sent to your email

Property appreciation
+$267K
Principal paid down
+$98K
Tax benefits
+$42K
Rent increases avoided
+$31K
Stock opportunity cost
-$85K
Extra monthly costs
-$41K
Net advantage +$312K

What this really means

Every month, instead of paying your landlord's mortgage, you'd be building your own wealth. In 5 years, that's $312,000 that stays in your pocket — not theirs.

Beyond the numbers: a place that's truly yours. Paint the walls. Adopt the dog. Put down roots. No more lease renewals, no more landlord surprises, no more asking permission.

Justin

Justin

Founder, BELMONTx

Spotify · Uber · Amazon

I built BELMONTx to bring product rigor to the biggest purchase of your life.

More about my approach →
THE BELMONTX METHOD
Strategic Brief
Amazon-style working backwards document. We define your goals, constraints, and success criteria before looking at a single property.
Property Scorecard
Structured evaluation framework across 12 dimensions. No gut feelings — every property gets scored objectively.
Radical Transparency
I'll tell you when renting wins. My job is to help you make the right decision — even if that means not buying.
ABOUT JUSTIN

I'm a born-and-raised New Yorker — Trinity School, then Columbia Business School. For the past decade, I've led product teams at Spotify, Uber, and Amazon, building the systems and frameworks that power products used by millions.

I became a licensed real estate agent because I saw an industry stuck in the past. Most agents rely on gut feel and relationships. I believe in data, process, and radical honesty — even when that means telling you not to buy.

BELMONTx is how I bring Silicon Valley discipline to New York real estate. No sales pressure. No hand-offs to junior agents. Just structured thinking applied to the biggest financial decision you'll make.

Ready to explore your options?

Let's build your Strategic Brief — a personalized roadmap based on your goals.

Text me: (646) 397-6717

This analysis is for informational purposes only and does not constitute financial, investment, or real estate advice. Consult with qualified professionals before making any financial decisions.

You require a more
custom approach

As an owner, your situation involves equity analysis, timing considerations, and upgrade path optimization. Let's talk through your specific goals.

Justin

Justin

Founder, BELMONTx

Spotify · Uber · Amazon

I built BELMONTx to bring product rigor to the biggest purchase of your life.

More about my approach →
THE BELMONTX METHOD
Strategic Brief
Amazon-style working backwards document. We define your goals, constraints, and success criteria before looking at a single property.
Property Scorecard
Structured evaluation framework across 12 dimensions. No gut feelings — every property gets scored objectively.
Radical Transparency
I'll tell you when renting wins. My job is to help you make the right decision — even if that means not buying.
ABOUT JUSTIN

I'm a born-and-raised New Yorker — Trinity School, then Columbia Business School. For the past decade, I've led product teams at Spotify, Uber, and Amazon, building the systems and frameworks that power products used by millions.

I became a licensed real estate agent because I saw an industry stuck in the past. Most agents rely on gut feel and relationships. I believe in data, process, and radical honesty — even when that means telling you not to buy.

BELMONTx is how I bring Silicon Valley discipline to New York real estate. No sales pressure. No hand-offs to junior agents. Just structured thinking applied to the biggest financial decision you'll make.

Let me help you reach your goals.

We're not in your
market yet

BELMONTx is currently focused on New York City, but we're expanding. Get notified when we launch in your area.

Justin

Justin

Founder, BELMONTx

Spotify · Uber · Amazon

I built BELMONTx to bring product rigor to the biggest purchase of your life.

More about my approach →
THE BELMONTX METHOD
Strategic Brief
Amazon-style working backwards document. We define your goals, constraints, and success criteria before looking at a single property.
Property Scorecard
Structured evaluation framework across 12 dimensions. No gut feelings — every property gets scored objectively.
Radical Transparency
I'll tell you when renting wins. My job is to help you make the right decision — even if that means not buying.
ABOUT JUSTIN

I'm a born-and-raised New Yorker — Trinity School, then Columbia Business School. For the past decade, I've led product teams at Spotify, Uber, and Amazon, building the systems and frameworks that power products used by millions.

I became a licensed real estate agent because I saw an industry stuck in the past. Most agents rely on gut feel and relationships. I believe in data, process, and radical honesty — even when that means telling you not to buy.

BELMONTx is how I bring Silicon Valley discipline to New York real estate. No sales pressure. No hand-offs to junior agents. Just structured thinking applied to the biggest financial decision you'll make.

Get notified when we launch.

Justin

Justin

Founder, BELMONTx

Spotify · Uber · Amazon

I built BELMONTx to bring product rigor to the biggest purchase of your life.

More about my approach →
THE BELMONTX METHOD
Strategic Brief
Amazon-style working backwards document. We define your goals, constraints, and success criteria before looking at a single property.
Property Scorecard
Structured evaluation framework across 12 dimensions. No gut feelings — every property gets scored objectively.
Radical Transparency
I'll tell you when renting wins. My job is to help you make the right decision — even if that means not buying.
ABOUT JUSTIN

I'm a born-and-raised New Yorker — Trinity School, then Columbia Business School. For the past decade, I've led product teams at Spotify, Uber, and Amazon, building the systems and frameworks that power products used by millions.

I became a licensed real estate agent because I saw an industry stuck in the past. Most agents rely on gut feel and relationships. I believe in data, process, and radical honesty — even when that means telling you not to buy.

BELMONTx is how I bring Silicon Valley discipline to New York real estate. No sales pressure. No hand-offs to junior agents. Just structured thinking applied to the biggest financial decision you'll make.

Ready to get started?